Simple, Transparent Loan Applications
Apply online, complete your KYC, and check your eligibility securely. Personal loans up to ₹1,00,000 with clear terms and no surprises.
* Loan approval is subject to eligibility assessment, KYC verification, and credit evaluation. Displaying an amount does not guarantee approval or disbursement.
Flexible Tenures
Amounts are indicative. Subject to eligibility & credit assessment.
2.4L+
Customers Served
₹480Cr+
Loans Disbursed
4.7★
Customer Rating
48hrs
Avg. Disbursement
How Kaveri Finance Works
From registration to disbursement — a fully digital, paperless process designed for speed and transparency.
Create Account
Register with your mobile number. Verify via OTP and set your secure password in under 2 minutes.
Complete KYC
Submit your PAN, Aadhaar, bank details, and income information through our secure, encrypted platform.
Apply for Loan
Choose your loan amount (₹5,000–₹1,00,000) and tenure. Review all charges transparently before submitting.
Get Disbursed
Once approved, funds are disbursed directly to your verified bank account. Manage repayments on your dashboard.
Choose the Right Loan for You
All interest rates, fees, and charges are disclosed transparently before you accept any offer.
Personal Loan
- Instant eligibility check
- No collateral required
- Minimal documentation
- Direct bank transfer
Salary Advance
- For salaried employees
- Quick 24hr processing
- Repay on salary date
- Flexible extension
Business Loan
- Self-employed & MSMEs
- Business documents required
- Higher loan amounts
- Dedicated support
Emergency Loan
- Medical emergencies
- Fast-track processing
- Simplified KYC
- Weekend disbursement
Important: Displayed amounts are indicative and subject to eligibility, verification, credit assessment, applicable law, and final approval. Displaying an amount does not guarantee loan approval or disbursement. All applicable interest rates, fees, and charges will be disclosed before you accept any offer.
Who Can Apply?
Kaveri Finance is designed for working Indians who need quick, transparent access to credit. Check if you meet the basic criteria below.
Age
21 to 58 years at the time of application
Employment
Salaried employee, self-employed, or business owner
Monthly Income
Minimum ₹10,000 per month (net take-home)
Residence
Indian resident with valid address proof
Credit Score Requirement
While a good credit score improves your chances, we evaluate first-time borrowers through alternative data and income verification.
Scores below 600 may still be considered based on income and repayment capacity.
Who is Not Eligible
- Applicants below 21 or above 58 years of age
- Those with active defaults or write-offs in credit history
- Applicants without a valid PAN card
- Non-residents or foreign nationals
Not sure if you qualify?
Check your eligibility in under 2 minutes — no impact on your credit score.
Check Eligibility FreeWhat You Need to Apply
Keep these documents ready for a smooth KYC process. All documents are uploaded securely and handled in compliance with applicable data protection laws.
Identity Proof
- ✓PAN CardRequired
Mandatory for all applicants
- ✓Aadhaar CardRequired
For KYC verification via approved provider
- ○Voter ID / Passport
Alternative identity document
Address Proof
- ✓Aadhaar CardRequired
If address matches current residence
- ○Utility Bill
Electricity/gas bill (last 3 months)
- ○Rental Agreement
Registered rental agreement
Income Proof
- ✓Salary SlipsRequired
Last 3 months for salaried applicants
- ✓Bank StatementRequired
Last 6 months — primary salary account
- ○Form 16 / ITR
For higher loan amounts
Business Proof
- ○Business Registration
For self-employed applicants
- ○GST Certificate
If GST registered
- ✓Bank StatementRequired
Last 6 months — business account
Secure Document Upload
All documents are encrypted during upload and storage. We use bank-grade 256-bit SSL encryption. Your data is handled in compliance with the Digital Personal Data Protection Act, 2023.
Frequently Asked Questions
Have more questions? Our support team is available 6 days a week.
Once KYC is verified and your application is submitted, the eligibility assessment is typically completed within 24–48 business hours. Disbursement, if approved, follows within 1–2 business days after you accept the loan offer.